What Staffing Agency Insurance Benefits You Can Expect

With Covid still a concern, health is on all of our minds. And health insurance is more important than ever. If you’re considering professional help to find a job, you could be pleasantly surprised by staffing agency insurance benefits. Working with the right staffing agency can really make a difference in your life and the life of your family. 

Read this short article on what you can expect from your staffing agency, and, more specifically, the insurance benefits that Staffanation offers its employees.

Benefits at Staffanation

The Affordable Care Act (ACA) requires staffing agencies with over 50 full-time employees to provide healthcare benefits. Staffanation, a staffing agency in Cincinnati & Dayton, truly cares about its employees, so our benefits far exceed the basics that the ACA requires.  We provide access to a variety of affordable coverage plans, including:

• Your choice of three different medical insurance plans

• Supplemental health coverage

• Critical illness coverage

• Dental

• Vision

• Life insurance

• Disability insurance

These policies are offered to all temp employees and become effective on the first of any month following 30 days of full time employment and can be kept in place until permanently hired by a company. After you are hired in a permanent position with a company, then the benefits from that company will be available,  including 401ks and more. 

The specifics of each position are available on the listing page of our hot jobs in Cincinnati and Dayton. The good news is that while in a temporary position, PeopleFirst Staffing offers more benefits and insurance flexibility than most other staffing agencies.

Eligibility and Enrolling

During the first month with PeopleFirst Staffing, temps can enroll or waive coverage. Our insurance plans are flexible, so you can accept or decline any of the policies. For example, if you and your family only need dental insurance, you don’t need to pay for vision insurance. You have the opportunity to elect benefits that best support your health and financial wellness. Enrolling is done through a simple online portal or phone call.

You may enroll your eligible immediate family members at an additional charge. For all coverages, eligible dependents include your legal spouse and your children up to age 26.

What Coverage Is Available with Staffing Agency Insurance Benefits?

Medical Coverage

PeopleFirst Staffing employees have access to three different medical plan options. All plans cover 100% of preventative and well child care.  Teledoc services with no copay are also included with all plans.  The Base MEC High plan is the default medical coverage that costs as little at $79/mo for a single. The Advantage plan adds other important benefits like ER coverage and $0 copay generic prescriptions. The Value plan is true major-medical insurance with coverage for imaging, inpatient hospital services, surgery, and physical therapy.

You can also supplement your medical coverage with limited benefit health plans. These plans pay you a fixed amount in cash to help offset your medical bills and living expenses.

Dental Coverage

Voluntary dental coverage uses the DenteMax network of providers. There are three levels of plan features:

1. Type 1: Diagnostic and preventive services
2. Type 2: Basic and restorative services
3. Type 3: Major services

Vision Coverage

Voluntary vision coverage uses the EyeMed vision network of providers. Plan features range from eye exams to contact lenses and glasses frames.

Life Insurance

Basic life insurance through Companion Life protects your family financially in the event of death or serious accident. When you enroll in a medical plan, you’ll receive $10,000 of employee only basic life coverage at no extra cost. You can choose to add on additional coverage at group rates to the basic life insurance policy. Voluntary group term life insurance is equal to $20,000 for employees and $5,000 for spouses. AD&D (accidental death and dismemberment) insurance is equal to the life insurance amount.

Short-Term Disability Benefits 

Voluntary short-term disability (STD) coverage from Companion Life protects you and your family financially in the event of a short-term injury or illness. Benefits begin after seven days of an illness or injury. STD pays up to 60 percent of pre-disability earnings to a maximum of $150 per week for 26 weeks.

Critical Illness

Companion Life critical illness insurance protects employees from the expense of a serious health issue such as a stroke, heart attack or cancer. The plan pays a lump-sum benefit directly to the member at the first diagnosis of a covered issue; the benefit is $10,000 for employees and $5,000 for dependents. Benefit coverage depends on the number of events.

Further Details

The full premium for all benefits is deducted from your weekly paycheck, and deductions are taken for all coverages. PeopleFirst Staffing employees enjoy access to the aforementioned insurance options until they transition to full-time employment with an outside employer.

Staffing Agency Insurance Benefits

Benefits for Peace of Mind, the PeopleFirst Staffing employee benefits guide, is updated annually for the most accurate information on our staffing agency insurance benefits. This includes a full pricing breakdown. If you have questions after reading our comprehensive guide, consultative help is always just a phone call away.  We strive to help you find the best coverage for your unique situation.